New York Dental Plans - PPOs - Preferred Provider Organization
There are many types of dental insurance plans that patients might seek. This information will be discussed in multiple sections - click the "Refresh" button for more.
PPO - Preferred Provider Organization – Dental Insurance Plan
This is an intermediate dental insurance plan which offers mid-level dental care through a panel (or network) of dentists. These dentists agree to charge PPO patients a discounted rate in exchange for the hope of receiving a high volume of referrals from the insurance company. The difference between the dentist’s usual fee and the PPO fee is given up by the dentist.
Does the dentist usually get enough referrals from a dental insurance plan to compensate him/her for the loss from discounted fees? Sometimes. If not, an intelligent dentist will recognize the need to cut costs somewhere to make up for the loss. Patients may feel they have less time to learn about their diagnosis and/or discuss multiple treatment options.
Frequently, the seemingly smallest details can be more expensive to provide than the dental insurance plan will reimburse. Patients may find that a general dentist, not a specialist, performs their root canal therapy and it hurts afterwards. Or the color of a front tooth crown (cap) may not match the surrounding teeth as much as they had hoped. PPOs can be a reasonable compromise for many patients who need to carefully balance dental cost and care.
--Dr. Jeffrey Dorfman, Director
NYCdentist.com
The Center For Special Dentistry is NOT a member of any dental insurance plan network.
